Questions by Martin Hawes
Need to start thinking about a financial plan?
It does not matter what your age or stage: a plan for your finances so that you can live the life that you want is important. A plan gives you direction: if you know where you are going, it is much easier to work out the things that you have to do to get there. Financially, you are going on a journey whether you have planned to or not: you can be sure that in, say, 10 years you will be in a different place from where you are now. These 10 years will pass but the key question is whether your financial position will be the place you want to be
A financial plan should look first at where you are at now and then you need to decide where you want to be in the future (your goals). The plan will then bridge the gap between your current situation and your desired future one. As a part of this, the plan should look at all the main financial issues: tax, insurance, debt reduction, wills, trusts, succession, investment, income and expenditure. Ultimately, you need to set your direction to end up in the financial place that will let you live the life that you want.
Comprehensive Wealth Plan
Our classic service, opted for by most people, gives you direction for your future and ensures that all aspects of your finances are on the right track . The main purpose is that you will have a clear path forward, a goal for the future and a plan for achieving that goal. This involves an initial meeting with Martin (likely to take 3-4 hours), a written plan and at least three months help with the execution of the plan as required. This further help does not incur any additional charge and is usually done by way of meetings, or by phone or email. The initial meeting can be undertaken either at your place or you can visit Martin in Queenstown. Price $6700 +GST
Here is how it works:
Martin will visit you at your home (or you can come to Queenstown if you prefer). We will spend 2-3 hours looking at where you are at now, where you want to be at some point in the future and agreeing a plan to bridge the gap. As a part of this, Martin will consider and advise on all the main financial issues as appropriate: your goals, tax, investments, debt reduction, budgeting, insurances and wills.
Following this meeting, Martin will write a report which sets out the things discussed and actions you should take.
Martin is available for at least 3 months to help with further advice and execution of the plan as required. Although this further advice is contracted for 3 months, provided no major issues have arisen, Martin continues to support and give advice for a year. A year after the first meeting, Martin will write suggesting an annual check-up which may be done at another meeting or by phone.