Sunday Star Times Articles:

Setting the timer on relationship property

OPINION: In the olden days, when marriage was a thing, we knew exactly when a relationship started. There was three weeks reading the bans of marriage in church (plenty of warning) and then, on one special day, the couple signed some papers. The couple becomes a couple read more

Intensive care interest rates

OPINION: Is inflation dead? The answer is no, and it is probably not even in palliative care. However, it is poorly enough to be in the intensive care unit and to have its few loved ones gathered around with concerned looks on their faces. Inflation’s potential de read more

Think Yourself Young

Recently I read of two Christchurch friends both aged 97 who are still working. One of them, Russell Toon, was quoted as saying “if you exercise you mind and your body all your life, you’ll live a full life and won’t go seedy”. That sounds right: read more

Fighting the fear of missing out

FOMO is real. And, not only is the Fear Of Missing Out real, it drives some spectacularly bad behaviour. Case in point: an American Study by Magnify Money found that over 20 per cent of Americans borrowed to fund their summer holidays. Worse, a high proportion of these read more

New bill spells out trust demands

The Trusts Bill is probably the biggest thing to happen to trusts in decades. This Bill is currently before Parliament, but when enacted, it will dictate why and how trusts are both established and managed for decades into the future. Everyone concerned with trusts (esp read more

Loving your future self

Most of us know what we have to do – it’s just we cannot or will not do it. To a greater or lesser extent, everyone knows there is stuff that they need to do but may put it off for another day. Procrastination does not make any difficult task go away – it just mea read more

KiwiSaver strengthens the sharemarket

It is interesting to think about the future growth of KiwiSaver and the likely effect it will have on financial markets. When you consider the growth trajectory of KiwiSaver, you can see a great amount of new money coming to be invested – and the New Zealand sharemarket read more

Trusting your assets is harder

There are many people who have started family trusts to shelter assets, hoping they will get a rest home subsidy. There may well be a few who are thinking to do the same now. Many, probably most, of these people will be disappointed: it is no longer easy to establish a read more

A fair fee for a job well done

I like performance but I do not like performance fees. There are fund managers (including KiwiSaver fund managers), who charge a fee for management, but then on top of that, charge another fee if they get returns above a certain level. I object to these “performan read more

Investing amid the changing nature of retail

Who would be a retailer, or invest in retail? Well, the answer to those questions is that lots of people would, and a few might do quite well with it. However, my guess is that owning shops will not be the money maker that it has been in the past. Traditionally, retail read more