Questions by Martin Hawes
Need to start thinking about a financial plan?
It does not matter what your age or stage: a plan for your finances so that you can live the life that you want is important. A plan gives you direction: if you know where you are going, it is much easier to work out the things that you have to do to get there. Financially, you are going on a journey whether you have planned to or not: you can be sure that in, say, 10 years you will be in a different place from where you are now. These 10 years will pass but the key question is whether your financial position will be the place you want to be
A financial plan should look first at where you are at now and then you need to decide where you want to be in the future (your goals). The plan will then bridge the gap between your current situation and your desired future one. As a part of this, the plan should look at all the main financial issues: tax, insurance, debt reduction, wills, trusts, succession, investment, income and expenditure. Ultimately, you need to set your direction to end up in the financial place that will let you live the life that you want.
Comprehensive Wealth Plan
Our classic service, opted for by most people, gives you direction for your future and ensures that all aspects of your finances are on the right track . The main purpose is that you will have a clear path forward, a goal for the future and a plan for achieving that goal. This involves an initial meeting with Martin (likely to take 2-3 hours), a written plan and a further 3 months of follow up support to help clarify and implement your plan. This further help does not incur any additional charge and is usually done by way of meetings, or by phone or email. The initial meeting can be undertaken face to face by visiting Martin in Christchurch, or by using Skype or similar method of contact.
Price $4,300 +GST
This price includes:
- Your initial meeting
- A letter of advice to you
- 3 months of follow up support to help clarify and implement your plan
Here is how it works:
We will spend 2-3 hours looking at where you are at now, where you want to be at some point in the future and agreeing a plan to bridge the gap. As a part of this, Martin will consider and advise on all the main financial issues as appropriate: your goals, tax, investments, debt reduction, budgeting, insurances and wills.
Following this meeting, Martin will write a report which sets out the things discussed and actions you should take.
Martin will continue to be available for up to 3 months at no extra charge. This follow up support is offered to allow you to discuss any questions you have regarding your plan and ensure you have implemented the actions points that will have been recommended to you in your plan.
Other arrangements can be made to suit.
To book a personal appointment contact:
- Remuneration should be by a transparent fee, not a commission for sales.
- People should understand the advice they are being given and the reasons for it.
- The purpose of financial advice is to give people the lives that they want.
- An investment strategy should be customised to your particular situation and goals.